PY 2026 Pennie Individual Marketplace Training Practice Test for New Agents and Brokers – The All-in-One Guide to Exam Success!

The correct answer is based on data that indicates a substantial portion of Pennsylvania's population under age 65 was uninsured as of the 2021 US census. The figure of 7%, translating to approximately 905,000 individuals, reflects a significant issue surrounding health coverage in the state.

This percentage highlights the challenges that many individuals face in obtaining health insurance, particularly those under 65, who may not qualify for Medicare and might struggle to afford private insurance, particularly outside of employer-provided plans. Recognizing this statistic is crucial for agents and brokers who assist individuals in navigating the health insurance marketplace and provide guidance on available options to secure coverage.

The other choices present figures that suggest different levels of uninsured populations, but they do not align with the reported data from the 2021 census, confirming that 7% is indeed the accurate representation for Pennsylvania. Understanding these statistics is essential for comprehending the state’s health insurance landscape, which is vital information for agents and brokers in their outreach and service to the community.